Last week, Microsoft announced the general availability of Copilot Cowork together with a new pricing model.
Copilot Cowork acts as a true digital coworker. It not only answers questions, but also executes complex, long-running tasks end-to-end across multiple tools and data sources, delivering completed results. It’s a real assistant that can independently accomplish tasks for you.
Copilot Cowork requires a Microsoft 365 Copilot User Subscription License.
Additionally, starting July 1, usage is billed separately based on the tasks executed.
See the article at Copilot Cowork is now generally available.
Basic Cost information:
- Execution cost is billed on a usage-based model using Copilot Credits.
- A Copilot Credit it is a metered unit used to track AI activity in Microsoft Copilot Studio, Power Apps, and Power Automate.
- Each task is calculated individually based on four factors: model usage, context retrieval, tool calls, and runtime.
- The more complex and resource-intensive a task is, the higher the cost.
- Users can request additional credits directly within Cowork when needed to complete a task.
- Users see what each task costs as they run it.
- Billing options: Customers can choose between
- Pay-as-you-go (PayGo) for flexibility. PayGo is priced at $0.01 per Copilot Credit. See Set up and manage pay-as-you-go billing in the Billing node of the Microsoft 365 admin center
- Pre-purchase plan to commit to a predefined usage volume and benefit from discounted pricing. After purchase, customers can update the reservation scope. See Optimize Copilot Credit costs with a pre-purchase plan
- This document covers usage-based billing: Understand usage-based billing and cost management for Copilot Credits.
This guide provides an overview of Copilot Credits.
As stated in the announcement, there is a simple Excel spreadsheet available to estimate pricing depending on your usage: CustomerCoworkEstimator Excel spreadsheet
Copilot Cowork represents a shift from AI assistance to true task execution in Microsoft 365. With usage-based pricing, organizations should prepare for the new pricing model in July to ensure cost control.

